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Date: 2004.06.08 10:00:22 Category: Financial From: Keith Hunt Company: Camelot Marketing Phone: 909 987 1233 (PRLEAP.COM) "With a FHA Streamline home mortgage loan we can lower your monthly principal and interest payments on a current FHA-insured home mortgage," states Al Arroyo, VP of Goldmedalmortgage.com "It must not involve any cash back to you, except for minor adjustments at closing not to exceed $250." Goldmedalmortgage.com is nationwide mortgage lender powered by Desert Valley Properties and First Source Financial. For immediate information please call toll free 1 866 711 4636 or click here: http://www.fhaloans.netfirms.com/cgi-bin/index.pl "In the early 1980’s FHA started a program called "Streamline Refinances’ on insured mortgages. Streamline Refinances does not refer to a loan where there are no costs incurred during the process. It refers only to the amount of documentation and underwriting performed by us as the lending institution. Some standard guidelines associated with a "Streamline Refinance’: -The mortgage to be refinanced must already be a current FHA-insured mortgage. -The FHA- insured mortgage to be refinanced should be current (not delinquent). -The refinance of the FHA-insured mortgage is to result in a lowering of your monthly principal and interest payments. -No cash may be taken out on FHA-insured mortgages refinanced using the streamline refinance process. "As a FHA mortgage lender there are several ways we may offer "Streamline Refinances’. There is a "no cost’ option "Streamline Refinance’ where we can offer "no cost" refinances (where you do not have any out-of-pocket expenses). With "no-cost’ you are charged a higher rate of interest on the new loan than if you financed or paid the closing costs in cash. We use this premium to pay the closing costs that you would have incurred in the "Streamline Refinance’." "Also, the closing costs can be included in the new mortgage of a "Streamline Refinance’. This can only be accomplished if the property has sufficient equity which is proven with the completion of a certified appraisal. You don’t even have to get an appraisal if the new "Streamline Refinance’ loan does not exceed the original FHA-insured mortgage. Investment properties (non owner occupied which means you live elsewhere as your "principal residence’) are eligible for "FHA Streamline Refinances’," concludes Arroyo. For immediate information please call toll free 1 866 711 4636 or click here: http://www.fhaloans.netfirms.com/cgi-bin/index.pl |
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