Human Rights Day >> FIRST TIME HOME BUYER PROGRAM OFFERS ZERO DOWN HOME LOAN

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Date: 2004.05.14 10:00:22
Category: Financial
From: Keith Hunt
Company: Camelot Marketing
Phone: 866 711 4636

FIRST TIME HOME BUYER PROGRAM OFFERS ZERO DOWN HOME LOAN

(PRLEAP.COM) GoldMedalMortgage.com, a nationwide home mortgage loan company, offers first time home buyer program with zero down home loan. Free, no obligation information on a 0 down mortgage and how you can get one.

If you have never owned a home before, the down payment has probably been the biggest hurdle. It has been planted in our minds that a twenty per cent cash down payment is required.

But the mortgage marketplace is changing and if you have good income and good credit, you can now buy your home for nothing down. That’s right, zero down, one hundred per cent financing.

There are specialized programs that want to help people like you to purchase their first home. Some are tailored for people with damaged credit, while most can help people with little saved for a down payment.

At GoldMedalMortgage.com we represent numerous lenders that specialize in loans for first time home buyers. Some of these lenders will even loan up to 103 percent of the home's purchase price to include closing costs.

For more information about first time home buyer programs available to you please call toll free 1-866-711-4636 or go to:
http://www.goldmedalmortgage.com/content.aspx?FileName=CustomPage7.x

Loan programs are available where you can borrow up to $300,700. There are a few lenders offering \"nothing down\" jumbo mortgages over $300,700, but they are available.

The best way to buy your first home for no cash out of your pocket is to qualify for a 100 percent mortgage. We will be glad to pre-approve you for a mortgage and you receive a pre-approval letter or certificate from the lender.

Getting pre approved will help you determine what price range you should be looking in. Many first-time borrowers confuse being "pre-qualified’ with being "pre-approved.’ Pre-qualification is a pretty casual process, where we tell you how much money you probably can borrow based on how much money you make and how much debt you already have.

It is very important that you take into consideration expenses for things like repairs and maintenance that are currently paid for by your landlord.

In the eyes of the seller a pre-approved buyer is far more credible than a pre-qualified one.

With interest rates as low as they are right now, this is arguably the best time for first time home buyers to enter the real estate market.
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GoldMedalMortgage.com, powered by Desert Valley Properties and First Source Financial, is a nationwide home mortgage loan company that offers zero down payment programs for first time home buyers.

In addition to first time home buyer programs, GoldMedalMortgage.com offers home improvement loans, home equity loans, and debt consolidation loans.

For more information please call 1-866-711-4636

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